According to CrowdfundingBuzz, in 2021, the Italian real estate crowdfunding platforms raised € 99.2 million in favour of 267 projects. This represents 1,5 times the amount raised in the previous year (€ 65 million) and 2.7 times the capital raised in 2019 (€ 36 million).
The most robust growth was achieved by lending crowdfunding platforms, which raised a total of € 57.1 million compared to € 36.3 million in 2020 (+57%), financing 243 real estate projects compared to 167 in the previous year.
Real estate equity crowdfunding platforms raised € 42 million compared to € 29.3 million in 2020 (+43%), with 23 real estate projects financed compared to 19 in 2020. The average raised capital per campaign for lending platforms was € 235.000 in 2021, compared to € 217.000 in 2020. The average investment per user reached € 2,400 in 2021, compared to € 1,700 in 2020.
This growth is mainly found in the easy understanding of the dynamics of a real estate investment and the combination of remuneration and average duration of loans. The average annual rate offered by lending crowdfunding campaigns was 9.9%, in line with the previous year, with an average repayment duration of 11.9 months (11.5 in 2020). New platforms also contributed to the segment’s growth.
The platforms that raised more than € 10 million were:
- Rendimento Etico (€ 20.4 million with 54 funded projects)
- Recrowd (€ 13.3 million for 38 projects)
- Trusters (€ 11.8 million with as many as 80 funded projects).
Concerning equity crowdfunding, the average capital raised per project was € 1.8 million, up from 2020 when it was € 1.5 million and 2019 (€ 1.1 million). The investment duration is on average longer than in lending: 21.6 months in 2021, down from 2020 (25.3 months). The average annual rate offered in 2021 was 11.9% (12.1% in 2020). The average investment per user was € 8,200, compared to € 7,000 in 2020.
As for the leading platforms, Walliance (€ 28.8 million) and Concrete Investing (€ 9.5 million) accounted for 93% of total funding.
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